Healthcare Savings Account

 With the passage of the Medicare bill in December 2003, questions about the healthcare savings account (HSA) have been asked. Here is a list of some of the most commonly asked questions about healthcare savings account and their answers:

1. Who can qualify for a healthcare savings account?

Age restrictions in a healthcare savings account are generally lax. Anyone who is under the age of 65 and has a qualified high-deductible policy is eligible for an HSA plan. If you do not have a qualified high-deductible plan, the healthcare savings account cannot provide you coverage. However, you may still be covered if you purchased other disability, vision, dental and long-term care policies.

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